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Frequent Asked Questions

Question: Can I possibly be approved after filing for bankruptcy just three years ago?
Answer: Of course, with that amount of time since filing for bankruptcy, lenders are usually able to approve car loans, regardless of the bankruptcy still showing on your credit report.

Question: Is there a fee for applying online?
Answer: No, applying through our site is absolutely FREE.

Question: I am having trouble getting to your application due to pop-ups, what am I doing wrong?
Answer: This is because other companies with highly questionable marketing techniques target many of our sites, hoping to steal our customers. Our sites are 100% pop-up free. If you continue to have trouble, we suggest closing out of all other sites and try opening a new browser. If this doesn't work, you may have spyware or adware on your computer.

Question: Can I get a loan from your finance company and then purchase a vehicle from an individual?
Answer: It is not possible to have a loan approved for vehicles purchased from an individual at this time.

Question: If I have no credit, will it be necessary to have a co-signer for my car loan?
Answer: Each situation is different, and for some people, a co-signer may be required. However, we encourage you to apply without a co-signer to start with. You never know who may give you that first chance.

Question: After I apply, who gets my information?
Answer: Your application go directly to a loan officer. In fact, the loan officer gets your information almost instantaneously.

Question: What states do you provide services in?
Answer: Car loans are available in all 50 states.

Question: What documentation will I need to show to the loan officer?
Answer: You will need proof of identity, proof of residency, proof of income, and any other documents that the loan officer may request.

 

 
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